Your Credit Score Took a Hit.
Here's Your Plan to Fix It.
Answer 6 questions. Get a personalized credit recovery plan built for Canadians. Free, no signup required.
Did you know?
A low credit score costs you
$4,920
per year in extra interest and fees
Higher mortgage rates, expensive car loans, increased insurance premiums, and security deposits — bad credit is silently draining your wallet.
Calculate Your CostHow It Works
Get your personalized credit recovery plan in 90 seconds
Take the Quiz
Answer 6 quick questions about your credit situation. No personal data required.
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Receive a step-by-step recovery plan tailored to your specific situation and goals.
Start Recovering
Follow the actionable steps with recommended tools to rebuild your credit month by month.
Recovery Guides for Your Situation
In-depth guides for the most common credit recovery scenarios
After Bankruptcy
Month-by-month plan to rebuild your credit after bankruptcy or consumer proposal.
After Divorce
How divorce impacts your credit score and the steps to recover.
Student Debt
A recovery guide for Canadians drowning in student debt.
Payday Loans
Escaped the payday loan trap? Here's how to rebuild your credit.
Ready to Start Your Credit Recovery?
It takes 90 seconds. No signup, no credit card, no catch. Just a personalized plan to get your credit back on track.
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